the process in which sb who owes money agrees to make regular payments to a person or business, who takes this money and arranges with the businesses who are owed money how the debt will be paid 债务调整（协调债务人与债权人之间还债方式的过程）◆We are fully licensed to deal in debt adjustment and counselling. 我们执照齐全，可以经营债务调整及谘询业务。
() a legal process that a person who is bankrupt (= unable to pay their bills) can use to reduce the amount of their debts and the period of time over which they must be paid 债务调整（破产者可应用於减少债务金额和还款期限的法律程序）◆The court must confirm the debt adjustment plan. 法庭必须确认债务调整计划。