owner-occupied
adjective
PROPERTY UK uk/ˌəʊnəˈɒkjʊpaɪd/ us/ˌoʊnɚˈɑːkjʊ-/owner-occupied houses or apartments are lived in by people who have bought them, rather than people who pay rent:
owner-occupied homes/housing The bill would eliminate tax breaks that favor owner-occupied homes over rented apartments.