| 单词 | Lloyd's |
| 释义 | Lloyd's A London institution whose members provide insurance of all types on a world-wide basis. In Lloyd's individual investors, or ‘names’, provide limited cash funds and accept unlimited liability for insurance policies. The policies are arranged by managers on behalf of syndicate (at Lloyd's), that is groups of names. Companies have recently been allowed to join Lloyd's. Lloyd's does not itself provide insurance, but does maintain a central fund to back syndicates which might otherwise default, which would damage the reputation of Lloyd's as a whole. Lloyd's had operated profitably for centuries before the 1980s, but in recent years some syndicates have made losses of billions of pounds. These losses have led to large cash calls on names, which have been followed by allegations of mismanagement and some complex litigation. |
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