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单词 universal benefit
释义 universal benefit

A benefit available to all citizens of a country regardless of income. Universal benefits may be conditional on other criteria, such as age for pensions, or disability. The argument for making benefits universal rather than conditional on a means test is that means testing is expensive and open to abuse, and an invasion of privacy. The objection to making benefits universal is that this is extremely expensive, and may involve most of the money going to people who are not in severe need. The alternative is to use means testing to target the available funds towards those in greatest need. In economies where the bulk of the labour force receives occupational pensions, state pensions could be larger if they were means tested. This however would create disincentives both to saving before retirement age and to continuing work after it; pensions which are universal benefits have neither of these side-effects.

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更新时间:2024/11/11 5:52:25