| 单词 | personal loan |
| 释义 | personal loan A loan, usually from a bank, to an individual, who is not necessarily required to produce any specific security for it. Personal loans are widely used to finance the purchase of expensive items such as cars and furniture. Repayment is usually at an agreed rate over a period of months or years. Personal loans are more risky for the lenders than secured loans such as mortgages, and normally bear higher interest rates. They are, however, usually a cheaper method of financing than hire purchase. |
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