| 单词 | independent intermediary |
| 释义 | independent intermediary A person who acts as a representative of a prospective policyholder in the arrangement of an insurance or assurance policy. In life assurance and pensions it is a person who represents more than one insurer and is legally bound to offer advice to clients on the type of assurance or investment contracts best suited to their needs. In general insurance the independent intermediary can represent more than six insurers and is responsible for advising clients on policies that best suit their needs. They must, themselves, have professional-indemnity insurance to cover any errors that they may make. Although, in both cases, intermediaries are the servants of the policyholder (and the insurer is therefore not responsible for their errors), they are paid by the insurer in the form of a commission, being an agreed percentage of the first or renewal premium paid by the policyholder. |
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