[, ] ( PV) () the value now of a particular amount of money that you expect to receive in the future, calculated by taking away the amount of interest likely to be earned on that amount between now and the future date 现值（未来某笔款项的现在值，计算时要扣除从现在到将来某日这笔钱有可能赚取的利息额）ⓘ Present value can be used to calculate how much money to invest now in order to receive a particular amount at a particular time in the future. 为了在将来特定的时间获得特定的数额，可用现值计算目前投资的金额。