[, ] () an examination of how much money a person or a company can afford to borrow; an opinion about their ability to pay their debts 信用评估◆All new accounts will be subject to credit appraisal. 将对所有新账户进行信用评估。◆The firm has an overall ‘fair’ credit appraisal. 公司有一个全面“公正的”信用评估。