general creditor
noun [ C ]
FINANCE US ukus(also unsecured creditor)a person or organization that lends money, but does not have an agreement that allows them to take property or assets of the borrower if the loan is not paid back:
As a general creditor, you have to stand in line after creditors such as the Internal Revenue Service and the banks.
Under the bid, unsecured creditors will receive 35% of the stock of the new corporation.
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secured creditor