redlining
noun [ U ]
FINANCE US uk/ˈredlaɪnɪŋ/ usthe practice of refusing to lend money, give mortgages ,or sell home insurance to people living in poor areas, or of charging them high rates for this:
The institution has fought against redlining of financial services in minority neighborhoods.
redline
verb [ T ]
It is difficult to find start-up capital in a district that has been redlined by lenders.