overextended
adjective
uk/ˌəʊvərɪkˈstendɪd/ us FINANCE
having spent too much money, or borrowed more money than you can pay back:
Typically, it is people in their late 30s with mortgage commitments who find themselves overextended.
He predicted that the nation's overextended banks would start to fail.
having more work or other activities than you can manage:
The survey showed dads feel overextended and underappreciated.