undercapitalized
adjective
FINANCE (UK also undercapitalised) uk/ˌʌndəˈkæpɪtəlaɪzd/ usif a business is undercapitalized, it has less money than it needs in order to work effectively or to grow:
As with all small businesses, we are undercapitalized.
Many business travelers have long endured poor service, often from undercapitalized state carriers.