creditworthy
adjective
uk/ˈkredɪtˌwɜːði/ us/-ˌwɝː-/ FINANCE
used to describe a person, business, or government to which financial organizations are willing to lend money:
less/more/most creditworthy During a credit crunch, banks are reluctant to lend except to the most creditworthy borrowers.
Pawnbrokers are popular with those not considered creditworthy enough to be granted bank accounts.
creditworthiness
noun [ U ] uk/ˈkredɪtˌwɜːðɪnəs/ us/-ˌwɝː-/
Your credit report includes your credit score, which gives lenders an instant picture of your creditworthiness.