credit risk
noun
FINANCE ukus [ C or U ]
the degree to which it is possible that a person, company, or government will not be able to pay back borrowed money:
Race, gender, and religion will not be considered in assessing credit risk.
high/increased/low credit risk Analysts say 30% of the bank's loans have a high credit risk.
[ C ]
a person, company, or government considered according to how likely they are to pay back borrowed money:
bad/good/poor credit risk Lenders say that women are good credit risks, and are often better at budgeting.
[ C ]
a person, company, or government that is unlikely to pay back borrowed money:
Four years ago, I was refused a store card because I was considered a credit risk.