overstretched
adjective
uk/ˌəʊvəˈstretʃt/ ushaving more work or other activities than you can manage:
Our staff work hard but the reality is they are overstretched.
This is a crowded and chronically overstretched rail system.
FINANCE
having borrowed or spent more money than you can pay:
Rising interest rates will impact seriously on overstretched consumers.
See also
overextended