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单词 Predatory Lending
释义

Predatory Lending
Unscrupulous actions carried out by a lender to entice, induce, and/or assist a borrower in taking a mortgage that carries high fees, a high interest rate, strips the borrower of equity, or places the borrower in a lower credit rated loan to the benefit of the lender. As with most things of a dishonest nature, new and different predatory lending schemes frequently arise.

Investopedia Says:
Many states have anti predatory lending laws. A dedicated consumer who shops around for a mortgage is unlikely to be taken by predatory lending. Additionally, becoming more financially literate helps borrowers spot red flags and avoid questionable lenders. The U.S. Department of Housing and Urban Development (HUD) has also been taking measures to combat predatory lending.

Related Terms:
Jingle Mail
Mortgage
Mortgage Banker
Mortgage Broker
Mortgage Originator
Subprime Credit Card
Subprime Lender
Subprime Mortgage

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更新时间:2025/3/10 11:52:31