| 单词 | FNMA |
| 释义 | FNMA 房利美 房利美是美国住房抵押贷款的最大来源。该公司成立於1938年，是一家政府支持的上市企业，主要目标是使美国中低收入家庭更容易获得房屋贷款。房利美并非直接向购房者提供贷款，而是通过向贷款机构买进按揭(抵押贷款)资产或是提供信贷担保服务，来促进抵押贷款市场的资金供给。若是直接从贷款机构手中买入抵押贷款，房利美会将这些资产当作其投资组合的一部分，这称为投资组合业务(portfolio business)。 而其信贷担保业务(credit guarantee business)则是协助贷款机构将按揭资产转为按揭证券(MBS)：房利美在检查贷款机构提供的抵押贷款後，将贷款集中、包装成一个组合，为其提供信贷担保，收取担保费。贷款机构以经担保的贷款组合发行的MBS，市场称之为Fannie Mae’s MBS。房利美通过发行企业债来筹措购买贷款的资金。 "Synonyms: Federal National Mortgage Association, FNMA" "A stockholder-owned corporation that was established in 1938 and is sponsored by the US Government. The FNMA's main purpose is to increase the affordability of home mortgage funds for low-, moderate- and middle-income buyers and it is the largest source of home mortgage funds in the United States. Fannie Mae provides funds to the mortgage market primarily by buying mortgages from mortgage originators. These are then held in an investment portfolio or pooled for FNMA members. Purchases are financed by the sale of corporate obligations to private investors." |
| 随便看 |
英汉经管词典收录了3618条经济管理类英汉双解词条，基本涵盖了经济学、管理学、金融学、会计学、证券期货、商务活动等领域的常用英语单词及短语词组的翻译及用法，是学习及工作的有利工具。