单词 | Credit Card |
释义 | Credit Card 信用卡 让持卡人先消费後付款的金融卡。持卡人消费时,只需在账单上签名而不需支付现金,接受信用卡付款的商店会将相关资料传送给发卡公司或银行,由其按时(通常是按月)发账单通知持卡人付款,而商店则按时向发卡机构收款。 信用卡会设有一个信用额度(credit limit),限定持卡人能拖欠发卡机构的最高金额。如果没有按时缴清签账额,持卡人须为未缴之余额支付利息。参见Debit Card(借记卡)。 "A card that allows the holder to make purchases on borrowed money, repayable at varying intervals and at varying rates of interest. A widespread and popular means of obtaining credit for goods and services in developed economies, particularly the United States. See also: Card" |
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