| 单词 | Commercial Banks |
| 释义 | Commercial Banks 商业银行 指提供批发和零售银行服务，同时亦参与同业市场操作的金融机构。商业银行吸收客户的存款，并提供支票结算服务。在英国，商业银行亦称为清算银行(clearing banks)。在美国，商业银行亦称金融中心银行(money-centre banks)。当商业银行需要短期资金时，可向中央银行借款。商业银行与投资银行或商人银行(merchant banks)不同，後者专门为公司筹措资金，而不是贷款和货币流通活动。 参见Central Bank（中央银行），Investment Bank（投资银行）。 "Financial institutions that operate in wholesale and retail banking and allied markets. Commercial banks attract customer deposits and offer cheque-clearing facilities. They are known as clearing banks in the UK and money-centre banks in the US. They are allowed to borrow from their respective central banks when they need short-term funds. Commercial banks contrast with investment or merchant banks which specialize in raising funds for companies rather than concentrating on lending and the mechanics of money transmission. See also: Central Bank, Investment Bank" |
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英汉经管词典收录了3618条经济管理类英汉双解词条，基本涵盖了经济学、管理学、金融学、会计学、证券期货、商务活动等领域的常用英语单词及短语词组的翻译及用法，是学习及工作的有利工具。