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单词 planned savings
释义 planned savings

The amount that individuals, firms, or governments plan to save. Savings plans may not be carried out for two main reasons. Income may be larger or smaller than expected, and emergencies may arise which require unanticipated spending or prevent spending plans from being carried out. Planned savings should be distinguished from contractual savings, such as mortgage repayments or life insurance premiums. Individuals are committed to such savings by contracts which may be impossible or expensive to break, but there are many other forms of savings, and it is perfectly possible to plan to fund contractual savings by incurring debts or running down other assets.

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更新时间:2025/1/22 17:56:35