释义 |
proximate cause The dominant and effective cause of an event or chain of events that results in a claim on an insurance policy. The loss must be caused directly, or as a result of a chain of events initiated, by an insured peril. For example, a policy covering storm damage would also pay for items in a freezer that deteriorate because of a power cut caused by the storm, which is the proximate cause of the loss of the frozen food. |