| 单词 | pension |
| 释义 | pension pension A specified sum paid regularly to a person who has reached a certain age or retired from employment. It is normally paid from the date of reaching the specified age or the retirement date until death. In the UK, contributory retirement pensions are usually paid by the state from the normal retirement age (until 2010 65 for men and 60 for women, now gradually adjusting to 65 for both in 2018 and 67 for both in 2028) irrespective of whether or not the pensioners have retired from full-time employment. A widow who was bereaved before 9 April 2001 may also receive a state pension based on her husband’s contributions. From 1978 state pensions were augmented by the State Earnings-Related Pension Scheme (SERPS); this was subsequently replaced by a non-earnings-related scheme, the State Second Pension (SSP). From April 2016 new pensioners receive the New State Pension, a single payment to replace both the basic state pension and the SSP. The private sector of the insurance industry also provides a wide variety of occupational pension schemes, personal pension schemes, and stakeholder pension schemes, as well as annuities and endowment assurances. Financial analysts predict a major pensions crisis in the mid-21st century, since demographic trends will produce an ever-growing number of people beyond retirement age drawing on insufficient state and personal provision. Seepay-as-you-go pension system. http://www.thepensionservice.gov.uk/home.asp • Information about state pensions from the Gov.uk website |
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