| 单词 | indemnity |
| 释义 | indemnity indemnity1. An agreement by one party to make good the losses suffered by another, usually by payment of money, repair, replacement, or reinstatement. This is the function of indemnity insurance. indemnity insurance Any insurance designed to compensate a policyholder for a loss suffered, by the payment of money, repair, replacement, or reinstatement. In every case the policyholder is entitled to be put back in the same financial position as he or she was immediately before the event insured against occurred. There must be no element of profit to the policyholder nor any element of loss. Most—but not all—insurance policies are indemnity contracts. For example, personal accident and life-assurance policies are not contracts of indemnity as it is impossible to calculate the value of a lost life or limb (as the value of a car or other property can be calculated). |
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