| 单词 | annual percentage rate (APR) |
| 释义 | annual percentage rate (APR)Definition Standardized method of quoting the effective interest rate (actual cost of credit) on consumer loans, specially where interest is computed on monthly or other non-annual basis. An APR includes all fees (except penalties), and takes into account the continual reduction of principal amount through amortization. See also add on loan. Use 'annual percentage rate (APR)' in a SentenceMost people carefully consider the options when choosing a credit card and each card's annual percentage rate weighs heavily in their decision because a higher interest rate will make all purchases substantially more expensive. When trying to find how much interest you may get you should check the annual percentage rate and that should tell you. The annual percentage rate on my home mortgage is 4.25%, but I am working with a company to help lower that rate so I am paying less in interest each month. |
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