| 单词 | credit scoring |
| 释义 | credit scoringDefinition Application of statistical techniques in consumer lending for (1) credit approval (called application scoring), and (2) credit monitoring (called behavior scoring). In application scoring, points are assigned to various elements (applicant's after tax income, total household income, years at present job, years at present residence, total loans, etc.). In behavior scoring, elements of credit history are given points to assess the ability to repay and to spot early signs of the possibility of default. |
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