[] () the idea that the value of an amount of money received today is worth more than the same amount of money received in the future, as it can be invested to earn interest 货币的时间价值◆The time value of money means, in effect, that you lose money when customers take a long time to pay. 货币的时间价值意味着，如果顾客的支付时间拖得很久，实际上等於你损失了钱。