[] () insurance payments made by banks to a central organization. The money would be used to pay people with money in accounts at a bank if the bank went bankrupt (= was unable to pay its debts) 存款保险（银行向中央机构缴纳的保险费。这些资金用於在银行破产时支付给存款人）◆a deposit insurance system 存款保险制度◆New Zealand has scrapped deposit insurance altogether. 新西兰已完全废除了存款保险制度。