insurance that a company buys to protect themselves against financial losses if customers do not pay their bills 信用保险（保障债权人因债务人不能履行偿付或拒绝偿付时所遭受到的损失）◆The company has taken out credit insurance to guard against bad debt. 公司已经投保了信用保险以防范不良债务。
( conˌsumer ˈcredit inˌsurance) insurance that sb buys that will make payments on a loan, credit card, etc. if they cannot make them, for example because they are ill/sick and cannot work 信用保险（保障债权人因债务人因病而不能偿还贷款、信用卡等所遭受到的损失）