( ˌcash-deˈposit ˌratio) the relationship between the amount of money a bank holds in cash and the total amount it holds in deposits (= money that customers have paid into their accounts) and investments 现金比率（指银行持有的现金与存款加投资之间的比率）◆The higher the cash ratio, the less money the bank has available to lend. 现金比率越高，银行可供借贷的钱越少。SYNreserve requirement ⨁to have / keep / maintain a cash ratio 有／保持／维持现金比率
the relationship between the amount of money that a company holds in cash, in the bank, etc. and its liabilities (= the money that it owes) 现金比率（公司在银行等持有的现金与其负债之间的比率）◆If a company has a low cash ratio, it may not be able to pay its future liabilities. 如果公司的现金比率低，便可能无法偿还未来的债务。SYNliquidity ratio ⨁a cash ratio drops / falls / rises 现金比率降低／下降／提高