[] the money that a company, person or government borrows; the act of borrowing money （公司、个人、政府的）借款，贷款◆If it's cheap for people to borrow, borrowing and spending will increase. 如果借款便宜，借贷和消费将会增加。◆Household borrowing (= money borrowed by families) has reached alarming levels. 家庭借贷已达到惊人的程度。◆ lower borrowing costs 较低的借贷成本OPPlending ⨁consumer / corporate / household borrowing 消费者／公司／家庭借贷⨁foreign / government / public-sector borrowing 外国／政府／公共部门借贷⨁borrowing costs / facilities / requirement(s) 借贷成本／安排／条件⨁to curb / cut / increase / reduce borrowing 控制／削减／增加／减少借贷
borrowings [] the amount of money that a company has borrowed （公司的）借款额◆The car manufacturer has total borrowings of €7.5 billion. 汽车制造商的借贷总额达 75 亿欧元。⨁to cut / increase / reduce / repay borrowings 削减／增加／减少／偿还借款⨁bank / foreign currency / long-term / short-term borrowings 银行／外币／长期／短期借款